Mobile Money Ecosystem in Somalia

Mobile Money and Mobility

Movement is a very important feature of the Somali context. One third of Somalis declare having moved within the last 3 years

Migrations are mainly recent and occurred in 2017 and 2018, largely encouraged by the drought. These migration movements are short in terms of distances and occur within the same district or within the same State in 90% of cases

The relationship between mobile money and population movement is ambiguous, with some thinking that being able to send and receive mobile money can prevent them from moving and the others (notably, nomads and IDPs) thinking that mobile money increases their propensity to move

Mobile money is perceived to facilitate movement at all stages of displacement for people who have access to and use it during displacement. The longer the journey, the more people tend to agree that mobile money facilitates movement

People who move experience specific challenges that prevent them from using mobile money more frequently, such as network coverage and proximity of people or providers using these services. Interconnectivity of mobile money operators is also a frequently experienced problem

People who Moved by Population Type
When people moved
From where people moved
Reasons for moving
Whether mobile money facilitated (or would have facilitated) departure
Whether mobile money facilitated (or would have facilitated) the move
Whether mobile money helped (or would have helped) after arrival
Whether people are more likely to move if they can send money to or from relatives through mobile money
Whether people are more likely to move if they can receive money to or from relatives through mobile money
For people who moved, whether transfers through mobile money could have helped them stay
Whether movers had access to mobile money while on the move
Challenges movers experienced while on the move