Mobile Money Ecosystem in Somalia

Mobile Money and Gender

Phone ownership is significant among women, with 88% of female respondents claiming to own at least one phone. The gender gap in mobile money usage is quite small - only 5%. However, it is slightly more pronounced in rural areas (9%), than in urban areas (5%). By contrast, in IDP camps, more women have subscribed to mobile money than men (72% compared to 71%). The gender gap is bigger in banking penetration compared to mobile money, being at 8%, which would tend to prove that mobile money is progressively closing finance gender gaps in Somalia.

Phone ownership by gender
Women access to household phone
Gender gap in mobile money (5%) and banking penetration (8%)