Somalis mostly use dollars when paying for durable goods, sending or receiving money from friends and family and paying school fees, rent and utility bills. On the contrary, they use Shillings for small daily expenses. The Shilling remains popular among the rural and IDP population for paying everyday expenses. The USD is well distributed in urban areas, its main sources being remittances companies, international trade, as well as international organizations and NGOs. The dollarization of the economy has exacerbated the depreciation of the local currency, creating a rift between those living in the Shilling ecosystem and those living in the USD ecosystem.